Vision Insurance plans / Medical Insurance
Vision Insurance plans cover ONLY routine vision exams and may cover some materials (such as glasses or contacts). Vision Insurance plans only cover a basic screening for eye disease. They do not cover diagnosis, management or treatment of eye diseases. Medical insurance must be used if you have any eye health problem or systemic health problem that has ocular complications. Your doctor will determine if these conditions apply to you, but some are determined by your case history. If you have both types of insurance, it may be necessary for us to bill some services to one plan and other services to the other. We will use coordination of benefits to do this properly and to minimize your out-of-pocket expense. We have made prior arrangements with many insurers and health plans to accept an assignment of benefits. This means that we will bill those plans for which we have an agreement and will only require you to pay the authorized co-payment at the time of service. It is our policy to collect this co-payment at the time of service. We will bill your insurance plan(s) for all the services provided. Any balance due is your responsibility and is due upon receipt of a statement from our office. In the event that your health plan determines a service is “not covered”, you will be responsible for the complete charge. Payment is due upon receipt of a statement from our office.